We are a Small Business Administration (SBA) Preferred Lender, which means that we have the confidence of the SBA to make both the eligibility and credit decisions when utilizing SBA programs in our business lending. With the wide range of loan guaranty programs offered by SBA, we are able to make loans that other banks often can’t.

Here is a list of SBA programs we currently utilize:

• 7(A) Loans – Maximum Loan Amount $5,000,000
• Veterans Advantage – Maximum Loan Amount $350,000
• Export Express – Maximum Loan Amount $500,000
• Small Loan Advantage (SLA) – Maximum Loan Amount $350,000
• SBA Express – Maximum Loan Amount $350,000
• Caplines – Maximum Loan Amount $5,000,000

Contact our SBA Department to learn more at 601.849.2275

Farmers feed the world. We think that’s a pretty important job that deserves our full support. In addition to our specialized poultry lending department, we offer a full line of agriculture loans to meet your specific needs.

Features:

• Fast approval process
• Knowledgeable lending staff
• Customizable terms
• Flexible collateral options
• Competitive interest rates
• Automatic payment option

When you are ready to purchase commercial land or an existing building, construct a new building, or expand an existing facility, we are here to help take that next step in growing your business.

Features:

• Fast approval process
• Knowledgeable lending staff
• Customizable terms
• Flexible collateral options
• Competitive interest rates
• Automatic payment option

Growing businesses need a little help in taking advantage of opportunities when they present themselves. If you need to purchase new equipment, bolster your inventory, or just need to smooth out your seasonal cash flow, we can help you find the right solution.

Features:

• Fast approval process
• Knowledgeable lending staff
• Customizable terms
• Flexible collateral options
• Competitive interest rates
• Automatic payment option

Just because your business is small doesn’t mean you should be treated that way. Every business gets the same personal treatment from our lenders, no matter how big or small.

Features:

• Fast approval process
• Knowledgeable lending staff
• Customizable terms
• Flexible collateral options
• Competitive interest rates
• Automatic payment option

As a Community Development Entity (CDE), PB Community Impact Fund is able to utilize New Markets Tax Credits to incentivize private equity to invest in economically underserved and disadvantaged communities throughout our service area. 

PBCIF’s service area includes:​

• Mississippi

• Alabama

• Louisiana

• Arkansas

By partnering with qualified businesses, investors, economic development professionals, as well as other CDEs, PBCIF is able to create maximum impact with the NMTC allocations it receives.  Our number one goal is to create opportunities for quality, sustainable jobs for the citizens of the areas we serve.  Strong jobs, we believe, are the catalyst for economic strength and stability.

Our focus is to create meaningful impact by allocating NMTCs, through the use of flexible financing features, to industrial, manufacturing, mixed-use, healthy food, and community facility projects in our service area.  NMTCs are a wonderful and creative vehicle to bring outside investment dollars into the distressed areas that need it the most. PBCIF is excited to add to the already extensive lending activities of its parent, Peoples Bank.

Learn more by visting our PBCIF site.