Business Loans

Whether you are starting your business, expanding your existing operation, or just need a bank who is willing to listen and respond to your needs more effectively, we have a loan officer to help.

SBA
SBA

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We are a Small Business Administration (SBA) Preferred Lender, which means that we have the confidence of the SBA to make both the eligibility and credit decisions when utilizing SBA programs in our business lending. With the wide range of loan guaranty programs offered by SBA, we are able to make loans that other banks often can’t.

 

Here is a list of SBA programs we currently utilize:

  • 7(A) Loans - Maximum Loan Amount $5,000,000
  • Veterans Advantage - Maximum Loan Amount $350,000
  • Export Express - Maximum Loan Amount $500,000
  • Small Loan Advantage (SLA) - Maximum Loan Amount $350,000
  • SBA Express - Maximum Loan Amount $350,000
  • Caplines - Maximum Loan Amount $5,000,000

 

Contact our SBA Department to learn more at 601.849.2275

Agriculture
Agriculture

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Farmers feed the world. We think that’s a pretty important job that deserves our full support. In addition to our specialized poultry lending department, we offer a full line of agriculture loans to meet your specific needs.

 

Features:

  • Fast approval process
  • Knowledgeable lending staff
  • Customizable terms
  • Flexible collateral options
  • Competitive interest rates
  • Automatic payment option
Commercial Real Estate
Commercial Real Estate

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When you are ready to purchase commercial land or an existing building, construct a new building, or expand an existing facility, we are here to help take that next step in growing your business.

 

Features:

  • Fast approval process
  • Knowledgeable lending staff
  • Customizable terms
  • Flexible collateral options
  • Competitive interest rates
  • Automatic payment option
Small Business
Small Business

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Growing businesses need a little help in taking advantage of opportunities when they present themselves. If you need to purchase new equipment, bolster your inventory, or just need to smooth out your seasonal cash flow, we can help you find the right solution.

 

Features:

  • Fast approval process
  • Knowledgeable lending staff
  • Customizable terms
  • Flexible collateral options
  • Competitive interest rates
  • Automatic payment option
Microenterprise
Microenterprise (under $35,000)

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Just because your business is small doesn’t mean you should be treated that way. Every business gets the same personal treatment from our lenders, no matter how big or small.

 

Features:

  • Fast approval process
  • Knowledgeable lending staff
  • Customizable terms
  • Flexible collateral options
  • Competitive interest rates
  • Automatic payment option

Personal. Flexible. Old-School Banking.

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