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Checking Accounts |  | | | | | Minimum Opening Deposit | | $100 | | $100 | | $100 | | $1,000 | | $1,000 | | $100 | | $1,000 | | Service Charge (if below min. balance) | | None | | $7 Monthly, if balance falls below $500 | | None | | $8 Monthly, if balance falls below $1,000 | | $10 Monthly, if balance falls below $1,000 | | $7 Monthly, if balance falls below $500 | | $8 Monthly, if balance falls below $2,500 | Earns
Interest | | No | | No | | No | | Yes | | Yes | | No | | Yes** | | Withdrawals | | Unlimited | | Unlimited | | Unlimited | | Unlimited | | Unlimited | | Unlimited | | Unlimited | Free
Online
Banking | | Yes | | Yes | | Yes | | Yes | | Yes | | Yes | | Yes | Free
Checks | | No | | First box is free | | First box is free | | First box is free | | First box is free | | First box is free | | First box
is free | Free
Debit Card | | Yes | | Yes | | Yes | | Yes | | Yes | | Yes | | Yes | | Free Image Statements | | No | | Yes | | Yes | | Yes | | Yes | | Yes | | Yes | | Unique Features | | Never pay service charge | | Check images included in statement | | Available to students, senior citizens, and direct deposit | | Premium interest on balances above $1,000 | | Premium interest on balances above $5,000 | | No per item transaction fees | | Personal Banker assigned to account |
| **If Eligible
Savings Accounts | | | | | | Minimum Opening Deposit | | $100 | | $2,000 | | $1,000 | | $25 | | $1,000 | | Service Charge (if below min. balance) | | $5 Monthly, if balance falls below $100 | | $7 Monthly, if balance falls below $2,000 | | $10 Monthly, if balance falls below $1,000 | | None | | None | Earns
Interest | | Yes | | Yes | | Yes | | No | | Yes | | Withdrawals | | 3 free
per month | | 3 free
per month | | 3 free
per month | | None | | None | Free
Online Banking | | Yes | | Yes | | Yes | | Yes | | Yes | Unique
Features | | Interest earned on deposit | | Premium interest on balances above $20,000 | | Premium interest on balances above $5,000 | | Automatic Transfer on any day of the month. Can be opened November - April. Money available first week of November. | | Interest can be paid by check, direct deposit, or credited to the CD. |
| *All IRA regulations must apply.
Loans | | | | | We offer almost every type of loan that you could want. We offer a wide variety of loan products to homeowners or prospective homeowners, including mortgage, home improvement, and home equity. We offer competitive rates on new and used automobile loans, and try to meet our customers' needs with other types of personal loans as well. We have been a leader in our community for commercial lending. We are competitive on all types of loans. Please call or come by any of our offices if you have any questions about any of your loan needs. |
Other Bank Services | | | | Peoples Bank has a variety of services for your convenience. If you need a service that is not listed, stop by an office and let's discuss your needs.
FAXTellerPLUS:
Peoples Bank's FAXTellerPLUS is a new way for businesses with less than 30 checks per day or less to participate in Remote Deposit banking. A standard fax machine allows you to deposit checks electronically from your office directly into your Peoples Bank business banking account - no special equipment or software to purchase!
For more information or to sign up for FAXTellerPLUS, come by and visit us at any of our local branches.
| REMOTE BANKING
- Internet Banking
- Automated Teller Machines (ATM's)
- Peoples Access Line (PAL)
- Access Various Accounts
- Access Account Balances
- Transfer Funds
- Inquire by Check # or Amount
- Request History Fax
- Night Deposits
- ATM/Debit Cards
- Direct Deposit Services
| IN-BANK SERVICES- Drive-Up Teller Services
- Money Orders
- Official Checks
- Travelers Checks
- Wire Transfers
- U.S. Savings Bonds
- Safe Deposit Boxes
- Notary Services
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